⚖️ ARM vs Fixed Calculator

Compare adjustable-rate and fixed-rate mortgages to find your best option

Loan Details

🔒 Fixed Rate

📊 Adjustable Rate (ARM)

📚 ARM Basics

5/1 ARM: Rate fixed for 5 years, then adjusts annually.

Caps: Limits on how much rate can increase (typically 2/2/5).

Best for: People who plan to sell or refinance before adjustment.