⚖️ ARM vs Fixed Calculator
Compare adjustable-rate and fixed-rate mortgages to find your best option
Loan Details
🔒 Fixed Rate
📊 Adjustable Rate (ARM)
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📚 ARM Basics
5/1 ARM: Rate fixed for 5 years, then adjusts annually.
Caps: Limits on how much rate can increase (typically 2/2/5).
Best for: People who plan to sell or refinance before adjustment.