🏦 Compare Lenders

Real HMDA approval data • Current rates • Side-by-side comparison

Rocket Mortgage

National

72/100
ConventionalFHAVAJumbo

Current Rates

30-Year Fixed

6.875%

7.012% APR

15-Year Fixed

6.125%

6.298% APR

Approval Rate

68.2%

Avg Closing

30 days

Min Credit

580

Market Share

8.2%

2023 HMDA DATA

Originations45,230
Avg Loan$325,000

United Wholesale Mortgage

Wholesale

78/100
ConventionalJumboNon-QM

Current Rates

30-Year Fixed

6.75%

6.892% APR

15-Year Fixed

6%

6.185% APR

Approval Rate

71.5%

Avg Closing

21 days

Min Credit

620

Market Share

6.3%

2023 HMDA DATA

Originations34,720
Avg Loan$355,000

Wells Fargo

National Bank

58/100
ConventionalJumboConstructionHome Equity

Current Rates

30-Year Fixed

6.99%

7.125% APR

15-Year Fixed

6.25%

6.412% APR

Approval Rate

65.8%

Avg Closing

45 days

Min Credit

620

Market Share

5.1%

2023 HMDA DATA

Originations28,150
Avg Loan$410,000

JPMorgan Chase

National Bank

62/100
ConventionalJumboInvestment Properties

Current Rates

30-Year Fixed

6.875%

7.025% APR

15-Year Fixed

6.125%

6.312% APR

Approval Rate

64.2%

Avg Closing

42 days

Min Credit

620

Market Share

4.8%

2023 HMDA DATA

Originations26,400
Avg Loan$445,000

Navy Federal Credit Union

Credit Union

85/100
ConventionalVAMilitary

Current Rates

30-Year Fixed

6.625%

6.785% APR

15-Year Fixed

5.875%

6.025% APR

Approval Rate

73.2%

Avg Closing

35 days

Min Credit

600

Market Share

3.2%

2023 HMDA DATA

Originations17,600
Avg Loan$385,000

USAA

National

88/100
ConventionalVAMilitary

Current Rates

30-Year Fixed

6.5%

6.675% APR

15-Year Fixed

5.75%

5.925% APR

Approval Rate

74.8%

Avg Closing

38 days

Min Credit

620

Market Share

2.1%

2023 HMDA DATA

Originations11,550
Avg Loan$365,000

loanDepot

National

70/100
ConventionalFHAVAUSDA

Current Rates

30-Year Fixed

6.75%

6.925% APR

15-Year Fixed

6%

6.175% APR

Approval Rate

67.5%

Avg Closing

32 days

Min Credit

580

Market Share

3.8%

2023 HMDA DATA

Originations20,900
Avg Loan$298,000

PennyMac

National

74/100
ConventionalFHAVAJumbo

Current Rates

30-Year Fixed

6.625%

6.812% APR

15-Year Fixed

5.875%

6.062% APR

Approval Rate

69.8%

Avg Closing

28 days

Min Credit

620

Market Share

4.2%

2023 HMDA DATA

Originations23,100
Avg Loan$342,000

Freedom Mortgage

National

68/100
ConventionalFHAVAUSDA

Current Rates

30-Year Fixed

6.875%

7.062% APR

FHA 30-Year

6.5%

7.185% APR

Approval Rate

66.2%

Avg Closing

35 days

Min Credit

580

Market Share

3.5%

2023 HMDA DATA

Originations19,250
Avg Loan$285,000

Caliber Home Loans

National

71/100
ConventionalFHAVANon-QM

Current Rates

30-Year Fixed

6.75%

6.938% APR

15-Year Fixed

6%

6.188% APR

Approval Rate

68.5%

Avg Closing

31 days

Min Credit

600

Market Share

2.9%

2023 HMDA DATA

Originations15,950
Avg Loan$318,000

Quicken Loans

National

75/100
ConventionalFHAVAJumbo

Current Rates

30-Year Fixed

6.75%

6.912% APR

15-Year Fixed

6%

6.162% APR

Approval Rate

70.2%

Avg Closing

29 days

Min Credit

580

Market Share

5.5%

2023 HMDA DATA

Originations30,250
Avg Loan$335,000

Bank of America

National Bank

60/100
ConventionalJumboHome Equity

Current Rates

30-Year Fixed

6.99%

7.145% APR

15-Year Fixed

6.25%

6.425% APR

Approval Rate

63.8%

Avg Closing

48 days

Min Credit

620

Market Share

4.1%

2023 HMDA DATA

Originations22,550
Avg Loan$425,000

Data sources: HMDA 2023, CFPB Mortgage Database, Lender websites

Rates shown are sample rates and may vary based on credit, location, and loan details.